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VA Home Loans Make Buying a House Affordable

It’s incredibly difficult to buy a home in today’s market – housing options are limited, prices are skyrocketing, and most families’ finances are struggling. For veterans, the problem is even worse. Returning home after years of service comes with all kinds of challenges, making it hard to build credit and buy a home. How can you afford a mortgage payment when your years of service are over?

Pros and Cons of Reverse Mortgage

No monthly mortgage payments are required, however the homeowner must live in the home as their primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to Federal Housing Administration requirements.

The Best Checking Accounts

As more and more people retire, it seems like many banks are still treating seniors and retirees as a niche market, even though they represent 70 percent of bank balance holders in the United States. Even though millennials represent a similar number of customers, they only hold $1 out of every $11 deposited in a checking or savings account today.

SBA Loans VS PPP Loans

The Paycheck Protection Program (PPP) was a lifesaver for businesses trying to stay afloat during the economic downturn. Finder reports that most borrowers were approved for around $67,647 — but that type of money can only be stretched so far.

Cheap Self Storage Units Are a Popular Way to Expand Your Home Today

A better, cheaper solution is to rent a self storage unit. Self storage units make it easy to keep all of your extra stuff safe and secure without cluttering your home or overwhelming your limited space.

self-employment

5 Reasons Why Self-Employment Isn’t Right For Everyone

Self-employment is a great path for some people, but it’s not for everyone. Here’s what you need to know.

identity theft

4 Ways To Recover From Identity Theft

With advancing technology, scams are becoming more difficult to detect. If you’ve been victimized, here are some steps you should take.

calculating credit utilization

5 Steps For Improving Your Credit Utilization Ratio

Improving your credit utilization ratio is one of the first steps toward raising your credit score. Here are some tips to get started.

Credit Cards For Clients With Low Credit Scores

Bad credit can happen to anyone. Once your credit score takes a hit, boosting it can be a challenge. A low credit score will prevent you from qualifying for most credit cards, but having a credit card is crucial for rebuilding your credit (as long as you use it properly. Here’s what you need to know about credit cards for clients with lower credit history.

investing

5 Things You Need to Know Before You Invest Your 401(k)

With rising costs of living and the uncertainty surrounding government benefits, it’s more important than ever to invest in your 401(k). Here are some things you need to know before you invest.